About PocketWise
PocketWise is a comprehensive UK personal finance resource covering tax, pensions, benefits, mortgages, savings, insurance, self-employment, and more. Since 2025, we’ve published over 1,400 in-depth guides and free calculators — all designed specifically for the UK market.
We exist because managing money in the UK shouldn’t require a finance degree. Between tax bands, pension rules, ISA allowances, benefit entitlements, and constantly changing regulations, it’s easy to feel overwhelmed. PocketWise cuts through the complexity with clear, practical information written in plain English.
What We Cover
PocketWise publishes guides and calculators across 13 personal finance topics:
- Tax — income tax, National Insurance, self-assessment, capital gains, inheritance tax, and annual tax year rate guides
- Pensions & Retirement — state pension, workplace pensions, SIPPs, pension freedoms, and retirement planning
- Benefits & Support — Universal Credit, PIP, Child Benefit, Pension Credit, Carer’s Allowance, and Scottish/Welsh-specific benefits
- Mortgages & Property — mortgage affordability, first-time buyer guides, stamp duty, remortgaging, and property costs
- Savings & Investing — ISAs, premium bonds, investment guides, and savings rate comparisons
- Income — salary guides by profession, take-home pay calculations, and income percentile data
- Self-Employment — sole trader and limited company tax, expenses, IR35, and contractor guides
- Insurance — life, home, car, health, and income protection guides
- Credit & Debt — credit scores, debt management, CCJs, and borrowing guides
- Banking — current accounts, switching, joint accounts, and payment guides
- Credit Cards — eligibility guides, balance transfers, and credit-building
- Money & Budgeting — budgeting tools, cost-of-living guides, and savings strategies
- Energy — energy bills, price caps, and supplier switching
Our Team
James Whitfield — Personal Finance Writer
James Whitfield is the primary writer and content reviewer at PocketWise. He has a background in accountancy and payroll advisory, and holds the AAT Level 4 Professional Diploma in Accounting. James writes and reviews guides across tax, pensions, income, benefits, and self-employment, drawing on primary sources — HMRC, GOV.UK, DWP, and ONS — for every article.
How Our Content Is Produced
Every PocketWise article is researched using primary UK government and regulatory sources — including HMRC, GOV.UK, DWP, FCA, ONS, and The Pensions Regulator. We do not rely on other personal finance sites as primary sources for factual claims.
All content is fact-checked before publication, kept current with the latest tax year data, and reviewed on a rolling schedule. For full details, see our editorial policy.
Our Commitment to Accuracy
Financial information changes frequently. We actively maintain all published content:
- Tax year content is updated every April
- Rate-sensitive content is reviewed after Budget announcements and Bank of England decisions
- All guides are reviewed at least annually
- Errors are corrected promptly and logged on our corrections page
Every article shows when it was published and when it was last reviewed.
Independence
PocketWise is an independent resource. We are not tied to any bank, insurer, lender, or financial product provider. Our content is produced to help you understand your options — not to sell products.
We may earn revenue through advertising displayed on the site. Advertising is clearly separated from editorial content and has no influence on what we write. We do not accept payment for favourable coverage.
Important Disclaimer
PocketWise is not an FCA-regulated firm. The content on this site is for educational and informational purposes only and does not constitute financial, tax, or legal advice.
Tax rates, thresholds, and regulations are based on current UK rules at the time of writing and may change. Always verify current rates with HMRC or the relevant authority.
For important financial decisions, we strongly recommend consulting a qualified, FCA-regulated financial adviser. You can find one through Unbiased or get free guidance from MoneyHelper.
Contact Us
Have a question, spotted an error, or want to provide feedback? Visit our contact page to get in touch.