On a Barclays personal current account you can take out up to £300 a day from cash machines unless you change it, and you can set your own limit anywhere from £0 to £500 in the Barclays app. Premier customers start at up to £1,000 a day. For more cash than that, a Barclays branch can pay out larger sums, with notice for big amounts.
This page is part of our guide to Barclays. The limits are from Barclays’ help pages, checked on 28 September 2026.
Barclays daily cash limits
| Account | Daily limit if you change nothing | Limit you can set |
|---|---|---|
| Personal current accounts (including cash card accounts) | Up to £300 | £0 to £500 |
| Premier | Up to £1,000 | £0 to £2,000 |
| Business | Up to £750 | Can’t be changed |
Changing your limit in the app
- On the app’s home page, select “Your cards” (some versions say “Manage your cards”).
- Choose your debit card.
- Select “Card limits and controls” and pick your new limit.
Setting the limit lower than £300 reduces how much a thief could take in a day with your card and PIN. If you rarely use cash, you can switch cash withdrawals off altogether: choose your card, then “Cash withdrawal settings” under “Spending controls”, and use the switch. If your card is lost or stolen, report it straight away; the numbers are on our Barclays customer service page.
Cash without your card
The Barclays app can also give you cash in a branch without your card, using a QR code. Go to “Your cards”, select the card, scroll down to “Get cash in branch with a QR code” and follow the instructions on screen.
Withdrawing larger amounts in a branch
For cash beyond your daily limit, Barclays sends you to a branch. Its counters are open Monday to Friday, so check the branch’s hours before you go.
- Up to £2,000: use the self-service machines in the branch. They can also give specific note types, depending on what’s available.
- Over £2,000: withdraw over the counter. Barclays says there’s no limit as long as you have enough money in your account.
- Notice: contact Barclays at least 24 hours ahead if you want to withdraw over £5,000, or over £2,000 in specific notes. Some branches need more notice, depending on the request.
- ID: Barclays may ask for identification, so take your passport or UK driving licence.
Worked example. You’re buying a used car and the seller wants £6,000 in cash. At the default limit, cash machines would take 20 days, and even at the £500 maximum you can set, 12 days. Over a branch counter it’s one visit, but because £6,000 is over £5,000, contact Barclays at least 24 hours before you go. If the seller will take a bank transfer instead, the Barclays transfer limit page explains how much you can send in a day.
Taking out cash abroad
Barclays charges a 2.99% non-sterling transaction fee when you withdraw cash in a foreign currency with your debit card, the same fee it charges on card purchases abroad. There’s no separate fixed fee per cash withdrawal in Barclays’ June 2025 tariff. Barclays’ own example on its travel page: taking out €100 from a cash machine abroad, converted at £90.22, costs £2.70 in fees, a total of £92.92. The cash machine’s owner may add its own charge on top.
Premier customers: Barclays says that from 28 September 2026 to 27 September 2027 it won’t charge the 2.99% fee on foreign currency purchases and cash withdrawals made with the black Premier debit card. Other Barclays cards still pay it, and the cash machine’s own charges and the travel wallet fee still apply. Terms apply; as of 28 September 2026, confirm the current offer with Barclays.
Worked example. Taking out the equivalent of £200 costs £5.98 in Barclays’ fee.
Two ways Barclays says you can avoid its fee:
- The travel wallet in the app. You load euros or US dollars and pay a 2.75% fee on the sterling amount when you add the money. Barclays charges nothing more when you spend it or take it out of a cash machine, though the machine itself might charge.
- Paying in sterling at the machine. Some machines offer to charge you in pounds. Barclays’ fee then doesn’t apply, but the machine’s exchange rate and commission can make it more expensive overall, so compare before you accept.
The full list of Barclays’ foreign and overdraft charges is on our Barclays fees page. For ways to cut the cost of spending abroad more generally, see our guide to avoiding foreign transaction fees.