Chase UK’s maximum Faster Payments transfer limit is £25,000 per transaction — the amount you can send in a single payment to another UK bank account. A daily sending limit also applies, varying by account age and usage. For everything else about the Chase UK account including savings rates, cashback, and travel spending, see the Chase UK hub.
Chase UK Transfer Limits at a Glance
| Limit type | Amount |
|---|---|
| Single Faster Payment (maximum) | £25,000 |
| Daily sending limit | Set by Chase based on account — check in-app |
| Minimum transfer amount | £0.01 |
| International transfers | Not available directly via Chase |
| CHAPS (high-value same-day) | Not available |
How Faster Payments Works
Chase uses the Faster Payments network for all UK bank transfers — the standard bank-to-bank system used by virtually all UK banks. Transfers:
- Are typically received within seconds during the day
- Are available 24/7, including weekends and bank holidays
- Have a scheme maximum of £1 million per transaction, though individual banks set lower caps
Chase’s £25,000 per-transaction limit is well above what most people need for everyday transfers, but is lower than what Starling, Barclays, and HSBC allow. If you regularly move large sums between accounts, this is worth factoring in when choosing your primary bank.
Daily Sending Limits
In addition to the per-transaction cap, Chase applies a daily sending limit — the total you can send in a 24-hour period across all transactions.
The exact figure is not publicly published and varies by account. To see your current daily limit:
- Open the Chase app
- Tap Pay or Send money
- Your available daily limit is displayed before you complete the payment
New accounts typically start with a lower daily limit. Regular incoming salary payments and consistent transaction activity can help your limit increase over time. If you need a higher limit for a specific reason, contact Chase via in-app chat.
Sending Large Amounts
If you need to move more than your daily limit — for a property purchase deposit, a large savings move, or a significant one-off payment — Chase’s limits may present a constraint.
| Situation | Solution |
|---|---|
| Amount above £25,000 but within daily limit | Split into multiple transactions (each under £25,000) |
| Amount above daily limit | Split across multiple days |
| Time-sensitive large payment (e.g. property completion) | Use a high-street bank or solicitor’s account for CHAPS |
Chase does not currently offer CHAPS transfers. CHAPS is used for guaranteed same-day high-value payments — standard for property completions, car purchases, and large business transactions. If you anticipate needing CHAPS regularly, Barclays, HSBC, or Nationwide are better suited as a primary account for those payments.
International Transfers
Chase UK does not support international transfers. You cannot send money to non-UK bank accounts directly from Chase.
For international transfers, dedicated services are better suited:
| Service | Best for |
|---|---|
| Wise | Transparent mid-market rates; best for one-off transfers |
| Revolut | Convenient if you already hold multiple currencies in the app |
| High-street bank | International wire available, but typically higher fees |
See Wise vs Revolut for a direct comparison of the two leading options.
Standing Orders and Scheduled Payments
Chase UK supports standing orders — regular automatic payments sent from your account on a fixed schedule. These are useful for rent, regular savings transfers, or recurring bills without a direct debit.
To set up a standing order, use the payments section of the app and select the recurring payment option when initiating the transfer. The transfer limit applies to each individual standing order payment.
How Chase UK Compares on Transfer Limits
| Bank | Faster Payments max (single) | CHAPS available |
|---|---|---|
| Chase UK | £25,000 | No |
| Monzo | £10,000 | No |
| Starling | £250,000 | No |
| Barclays | Up to £250,000 | Yes |
| HSBC | Up to £100,000 | Yes |
| Nationwide | £100,000 | Yes |
Chase’s £25,000 limit is well above Monzo’s default but lower than Starling and the main high-street banks. For most everyday use it is more than sufficient — it only becomes a constraint for property-related or large business payments.
Receiving Money into Chase UK
There is no limit on incoming payments. You can receive any amount — salary, BACS, Faster Payments, standing orders — without restriction.
To receive a payment, share your sort code and account number from the Chase app. For full details: Chase UK Sort Code and Account Number.
Related Guides
- Chase UK hub — complete guide to the account
- Chase UK Review 2026 — full account review
- Chase UK ATM Withdrawal Limit — cash withdrawal limits in the UK and abroad
- Chase UK Sort Code — how to find your sort code and account number
- Chase UK Fees — full fee schedule
- Chase UK Travel Spending — fee-free foreign spending and ATM limits abroad
- Wise vs Revolut — international transfer comparison