Lloyds Bank UK — Complete Guide 2026

Lloyds Bank Sort Code 2026 — How to Find Your Sort Code, Account Number and IBAN

Lloyds Bank uses branch-specific sort codes. Here's exactly how to find your sort code, account number, IBAN, and SWIFT/BIC — and what each one is used for.

Part of our Lloyds Bank — Complete Guide 2026 hub.

Lloyds Bank uses branch-specific sort codes, meaning there is no universal sort code shared by all Lloyds accounts. Your sort code was determined by the branch linked to your account when it was opened. Here’s how to find all your Lloyds account details and what each piece of information is used for.

Lloyds Bank Account Details at a Glance

Detail Information
Sort code 6 digits, branch-specific — find in app or online banking
Account number 8 digits — unique to your account
SWIFT/BIC code LOYDGB2L
IBAN format GB + 2 check digits + LOYD + sort code + account number
Bank name (for transfers) Lloyds Bank plc

How to Find Your Lloyds Sort Code and Account Number

Via the Lloyds Bank app (quickest method):

  1. Open the Lloyds app and sign in
  2. Tap your current account
  3. Select Account details
  4. Your 6-digit sort code and 8-digit account number are shown — tap to copy either one

Via Lloyds online banking:

  1. Log in at lloydsbank.com
  2. Select your account from the account overview
  3. Click Account details — both your sort code and account number are displayed

Other ways to find your sort code:

  • Bank statements — sort code and account number appear at the top of every Lloyds statement
  • Cheque book or paying-in book — sort code is pre-printed on every slip
  • Call Lloyds — 0345 300 0000 (you’ll need to pass security checks)

What Is a Sort Code Used For?

A sort code is a 6-digit number that identifies the bank and the specific branch associated with your account. Together with your account number, it’s needed for:

  • Receiving UK bank transfers — Faster Payments and BACS both use sort codes to route payments correctly
  • Setting up direct debits — your employer, HMRC, and service providers need your sort code and account number
  • Receiving standing orders from accounts at other banks
  • HMRC repayments — tax refunds, child benefit, and self-assessment repayments all use sort code and account number

Sort codes are not sensitive information. It is completely fine to share them with anyone who needs to send you money.

Lloyds Bank SWIFT/BIC Code

The SWIFT/BIC code for Lloyds Bank is LOYDGB2L.

This is needed when:

  • Receiving an international transfer from overseas — provide the sender with your SWIFT/BIC code alongside your IBAN
  • Sending an international payment via Lloyds — the app or online banking may auto-populate the recipient’s SWIFT/BIC

SWIFT/BIC codes are publicly listed and safe to share freely.

Lloyds Bank IBAN

An IBAN (International Bank Account Number) is required to receive international transfers. It encodes your UK bank account details in a format recognised by banks worldwide.

UK IBANs follow this structure:

GB + 2 check digits + LOYD + your 6-digit sort code + your 8-digit account number

Example format: GB76 LOYD 3012 3412 3456 78

Always use the IBAN shown in the Lloyds app or online banking — do not try to construct it manually. Errors in the check digits can cause a transfer to fail or be sent to the wrong account.

Sharing Your Details Safely

Your sort code and account number allow people to pay money into your account only — they cannot be used to withdraw funds or make purchases. You should share them freely with:

  • Your employer (payroll)
  • HMRC (tax refunds, child benefit)
  • Friends and family paying you
  • Clients and customers
  • Government and local authority payments

Never share: your card number, CVV/security code, PIN, full online banking password, or one-time passcodes. These are the credentials that give access to your funds. Lloyds will never ask for these in full over the phone or by email.

If you receive a suspicious call claiming to be from Lloyds, hang up and call 0345 300 0000 directly using the number from the Lloyds website or the back of your card.

Sources

  1. Lloyds Bank — Account details