Revolut supports both UK Faster Payments and international transfers in 30+ currencies. For UK-to-UK payments, the per-transaction limit is up to £100,000. For international transfers, Revolut uses the interbank exchange rate on weekdays — one of the most competitive rates available.
The number of free transfers per month depends on your plan. Standard plan customers have a limited monthly allowance before fees apply. This page is part of the Revolut UK complete guide, which covers all Revolut features, account tiers, fees, and limits.
Revolut Transfer Limits — Overview by Plan
| Plan | Monthly fee | UK transfers | International transfers |
|---|---|---|---|
| Standard | £0 | Limited free/month, then fee | 5 free local/month; SWIFT from ~£5 |
| Plus | £3.99 | More free than Standard | More free local transfers |
| Premium | £9.99 | Unlimited free | More competitive SWIFT fees |
| Metal | £15.99 | Unlimited free | Highest free allowance |
| Ultra | £45.00 | Unlimited free | Best rates |
For exact current limits and fees per plan, check the Revolut app under Profile → Plan → Transfer limits. For the full breakdown of what each plan costs and includes, see Revolut Fees UK 2026.
UK Faster Payments
Revolut processes UK bank-to-bank transfers via Faster Payments. Key details:
| Detail | Amount |
|---|---|
| Per-transaction limit | Up to £100,000 |
| Speed | Seconds, 24/7 |
| UK transfer fee (Standard) | Limited free per month, then small fee |
| UK transfer fee (Premium+) | Free |
Revolut’s per-transaction UK limit (£100,000) is comparable to Starling (£250,000) and significantly above Monzo (£10,000 default). For most personal transfers, all three are adequate.
International Transfers — Revolut’s Strongest Feature
Revolut supports transfers to 160+ countries in 30+ currencies. This is where Revolut stands apart from Monzo and Starling — neither supports international transfers directly (Starling routes customers to Wise; Monzo has no international transfer option).
Exchange rates:
- Weekdays: interbank rate — the real mid-market rate with no markup
- Weekends: interbank rate + 0.5% surcharge (FX markets are closed)
SWIFT transfers: For countries outside SEPA/local payment rails, Revolut uses SWIFT. Fees vary:
- Standard: from ~£5 per SWIFT transfer
- Premium/Metal: lower or no SWIFT fees depending on destination
Practical example: Sending £2,000 to a eurozone account on a Tuesday.
- Revolut converts at the interbank rate — say 1.18 EUR/GBP
- Recipient receives approximately €2,360
- Same transaction via a high-street bank using a marked-up rate (1.13) would deliver ~€2,260 — a difference of €100
Revolut vs Wise for International Transfers
Revolut and Wise both use competitive exchange rates, but differ in structure:
| Feature | Revolut | Wise |
|---|---|---|
| Exchange rate | Interbank (weekdays) | Near-interbank (always) |
| Weekend surcharge | 0.5% | No surcharge |
| Transfer fee | Plan-dependent | Fixed % + small flat fee |
| Speed | Instant to 1–2 days | Instant to 2 days |
| 160+ currencies | ✅ Yes | ✅ Yes |
| Transparency | Complex (plan-dependent) | Very transparent |
For regular international transfers where simplicity matters, Wise’s transparent fee structure is easier to understand. For users already on Revolut Premium, using Revolut for international transfers avoids paying for a second service. For a full side-by-side comparison, see Wise vs Revolut.
Revolut vs Monzo vs Starling — Transfer Comparison
| Bank | UK limit per transfer | International | CHAPS |
|---|---|---|---|
| Revolut | £100,000 | ✅ Yes (160+ countries) | ❌ No |
| Monzo | £10,000 (default) | ❌ No | ❌ No |
| Starling | £250,000 | ❌ No (via Wise) | ✅ Yes (£25) |
Revolut wins clearly for international transfers. Starling wins for high-value UK transfers and CHAPS access.
Checking and Adjusting Your Limits
Your current transfer limits are visible in the Revolut app:
- Open the app → Profile icon
- Go to Limits or Plan details
- View your daily sending limit, monthly free transfer allowance, and remaining balance
If you need to increase a limit for a specific large payment, contact Revolut via in-app chat and provide evidence of the transaction’s purpose.