Part of our Virgin Money — Complete Guide 2026 hub.
Virgin Money uses branch-specific sort codes — there is no single sort code that covers all Virgin Money accounts. Your sort code relates to the branch associated with your account when it was opened. Here’s how to locate all your account details, and what each piece of information is used for.
Virgin Money Account Details at a Glance
| Detail | Information |
|---|---|
| Sort code | 6 digits, branch-specific — find in app or online banking |
| Account number | 8 digits — unique to your account |
| SWIFT/BIC code | NRNBGB31 |
| IBAN format | GB + 2 check digits + NRNB + sort code + account number |
| Bank name | Virgin Money |
How to Find Your Virgin Money Sort Code and Account Number
Via the Virgin Money app (fastest):
- Sign in to the app
- Tap your current account
- Select Account details
- Your 6-digit sort code and 8-digit account number are displayed — tap to copy either
Via Virgin Money online banking:
- Log in at virginmoney.co.uk
- Select your account
- Go to Account details — sort code and account number are shown
Other ways:
- Bank statements — sort code and account number appear at the top of every statement
- Debit card — the 16-digit card number is different, but your sort code and account number are printed on some personalised statements
- Phone — call 0800 678 3654 (freephone) after passing security checks
What Is a Sort Code?
A sort code is a 6-digit number that identifies the bank and the specific branch associated with your account. It is used alongside your account number to route payments to you accurately.
You’ll need your sort code and account number for:
- Receiving UK bank transfers — both Faster Payments and BACS use sort codes to direct payments
- Direct debits — your employer, HMRC, and service providers use these to pay money to your account
- HMRC payments — tax refunds, Child Benefit, and Universal Credit are paid by BACS using your sort code and account number
- Standing orders set up by someone else in your favour
Sort codes are not confidential information. Sharing them is completely safe.
Virgin Money SWIFT/BIC Code
Virgin Money’s SWIFT/BIC code is NRNBGB31.
This is required for:
- Receiving international transfers — give the sender your SWIFT/BIC alongside your IBAN
- Sending international payments — the recipient’s SWIFT/BIC is needed and the Virgin Money app or online banking will prompt you for it
The NRNB prefix reflects Virgin Money’s heritage — Virgin Money plc was formerly Northern Rock before being rebranded and later taken over by Clydesdale and Yorkshire Bank Group, and subsequently Nationwide. The SWIFT code has been retained through these changes.
Virgin Money IBAN
An IBAN (International Bank Account Number) is needed to receive international transfers. It encodes your UK sort code and account number in a standardised international format.
UK IBANs follow this structure:
GB + 2 check digits + NRNB + your 6-digit sort code + your 8-digit account number
Example format: GB29 NRNB 8210 2112 3456 78
Always use the IBAN shown in the Virgin Money app or online banking — do not try to calculate it manually. An error in the check digits will cause the payment to fail or be sent to the wrong account.
What Is Safe to Share?
Your sort code and account number only allow someone to pay money into your account. They cannot be used to withdraw funds, make purchases, or set up outgoing payments. Share them freely with:
- Employers (payroll)
- HMRC
- Benefits agencies
- Friends and family sending you money
- Clients and business contacts
- Utility providers and subscription services
Keep strictly private: your card number, CVV, PIN, online banking password, and any one-time passcodes sent by text or app. Virgin Money will never ask for these in full over the phone or via email. If someone does, it’s a scam — hang up and call 0800 678 3654 directly.