Maternity and Paternity Pay UK: Rights, Rates and Planning Routes

Statutory Maternity Pay 2027/28 — Rates, Eligibility and How Long It Lasts

Statutory Maternity Pay (SMP) for 2027/28 — the weekly rate, how long you receive it, eligibility rules, and how SMP compares to Shared Parental Pay and Maternity Allowance.

Salary and income data is based on ONS and other official UK statistical sources. Figures are averages and may not reflect your individual circumstances.

SMP rates for 2027/28 will be confirmed in autumn 2026. Current reference rates and eligibility rules below.

Last reviewed: May 2026. The 2027/28 SMP flat rate will be confirmed in autumn 2026 and takes effect from April 2027. This page will be updated when the figure is announced.

SMP and Parental Pay — Current Reference Rates (2025/26)

Pay type Weeks Rate
SMP — weeks 1–6 6 90% of average weekly earnings (no cap)
SMP — weeks 7–39 33 £187.18/week (2025/26) or 90% AWE if lower
Statutory Paternity Pay (SPP) 2 £187.18/week (2025/26)
Statutory Shared Parental Pay (ShPP) Up to 37 £187.18/week (2025/26)
Statutory Adoption Pay (SAP) 39 Same as SMP structure
Maternity Allowance Up to 39 £187.18/week (2025/26)

2027/28 rates to be confirmed autumn 2026.

SMP — Qualifying Earnings History

Tax year Lower Earnings Limit (weekly) Flat-rate SMP
2023/24 £123 £172.48
2024/25 £123 £184.03
2025/26 £125 £187.18
2026/27 TBC TBC
2027/28 TBC TBC

How SMP Is Taxed

SMP is taxable income and subject to income tax and NI:

SMP taxable? Yes — treated as earnings
Income tax applies? Yes — at your marginal rate (20% for most)
Employee NI on SMP? No — SMP is below the NI Primary Threshold

At £187.18/week, SMP is £9,733/year (for 52 weeks) — below the personal allowance of £12,570, so most people pay no income tax on SMP alone. But if combined with other income in the same tax year (e.g., earnings in the first weeks of the year before maternity leave), tax may be due.

Shared Parental Leave and Pay

Shared Parental Pay allows couples to share up to 50 weeks of leave and 37 weeks of ShPP:

Total available leave 52 weeks
Minimum mother must take 2 weeks (4 for factory workers)
Shareable leave Up to 50 weeks
Shareable pay Up to 37 weeks at ShPP flat rate
ShPP rate (2025/26) £187.18/week (same as SMP flat rate)

Maternity and Parental Pay Decision Guide

Your situation Best option
Employed, qualifying earnings met SMP — paid by employer
Employed, earnings too low Maternity Allowance
Self-employed Maternity Allowance
Recently unemployed (< 26 weeks ago) Maternity Allowance (if 13 weeks at £30+/week)
Partner wants time off Shared Parental Leave / Statutory Paternity Pay

SMP and Redundancy During Maternity Leave

Redundancy while on maternity leave is lawful only in very limited circumstances. If the role genuinely ceases to exist, the employer must:

  • Offer you any suitable alternative vacancy in the company before offering it to any other candidate — this is a priority right over other employees
  • If no suitable alternative is available, you can be made redundant — but you still receive SMP for the full maternity pay period, and redundancy pay (statutory or enhanced) must be calculated on your full pay, not your SMP rate

Redundancy that targets pregnant women or those on maternity leave is automatically unfair dismissal — no qualifying service is required.

If you are selected for redundancy while pregnant or on maternity leave and believe it is connected to your pregnancy or maternity:

  1. Challenge the selection criteria in writing immediately
  2. Ask to see the pool of employees from which you were selected
  3. Contact ACAS Early Conciliation within 3 months of dismissal

Sources

  1. GOV.UK — Statutory Maternity Pay
  2. DWP — Benefit and pension rates