Buying and Selling Property UK 2026 — The Complete Process Guide Average House Price by Region UK 2026 — Property Values Across Britain How much houses cost across the UK in 2026. Average property prices by region, city, and property type — plus affordability ratios and price trends.
By James Whitfield
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14 April 2026
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Last reviewed: 16 September 2026
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5 min read House prices vary enormously across the UK — from under £100,000 in parts of the North to over £1 million in prime London. Here’s the full picture for 2026.
UK House Prices Overview 2026 National Summary Metric Value UK average house price £285,000 UK median house price £250,000 Annual price change +2.8% First-time buyer average £235,000 Average deposit (FTB) £35,000 (15%) Properties sold per year 1.1 million
Average Prices by Country Country Average Price Annual Change 5-Year Change England £305,000 +2.5% +18% Wales £215,000 +3.8% +28% Scotland £195,000 +3.2% +22% Northern Ireland £185,000 +4.5% +32% UK Average £285,000 +2.8% +20%
Average House Price by Region — England Regional Prices 2026 Region Average Price Annual Change vs UK Average London £525,000 +1.8% +84% South East £385,000 +2.2% +35% East of England £340,000 +2.5% +19% South West £320,000 +3.1% +12% West Midlands £255,000 +3.2% -11% East Midlands £245,000 +2.9% -14% North West £225,000 +3.5% -21% Yorkshire & Humber £210,000 +3.3% -26% North East £165,000 +2.8% -42%
What You Can Buy for the UK Average (£285,000) Region Property Type London 1-bed flat (Zone 3-4) South East 2-bed flat or small house South West 3-bed semi-detached Midlands 3-4 bed detached North West 4-bed detached North East Large 4-5 bed detached
House Prices by Major City Most Expensive Cities City Average Price 3-Bed Semi 1-Bed Flat London £525,000 £550,000 £380,000 Oxford £485,000 £520,000 £320,000 Cambridge £475,000 £510,000 £310,000 Brighton £420,000 £450,000 £280,000 Bath £410,000 £440,000 £265,000 Winchester £520,000 £550,000 £320,000 Reading £365,000 £390,000 £245,000 Bristol £365,000 £380,000 £250,000 Southampton £280,000 £295,000 £175,000 Edinburgh £320,000 £340,000 £210,000
Mid-Range Cities City Average Price 3-Bed Semi 1-Bed Flat Manchester £280,000 £300,000 £185,000 Leeds £255,000 £270,000 £160,000 Birmingham £255,000 £265,000 £155,000 Glasgow £195,000 £210,000 £130,000 Nottingham £235,000 £245,000 £145,000 Leicester £240,000 £250,000 £145,000 Sheffield £220,000 £230,000 £135,000 Cardiff £280,000 £295,000 £175,000 Liverpool £185,000 £195,000 £120,000 Newcastle £195,000 £205,000 £125,000
Most Affordable Cities City Average Price 3-Bed Semi 1-Bed Flat Sunderland £140,000 £145,000 £75,000 Hull £145,000 £150,000 £80,000 Bradford £155,000 £160,000 £85,000 Stoke-on-Trent £160,000 £165,000 £85,000 Middlesbrough £150,000 £155,000 £80,000 Blackpool £140,000 £145,000 £70,000 Grimsby £135,000 £140,000 £70,000 Burnley £120,000 £125,000 £65,000 Dundee £165,000 £175,000 £100,000 Derry £155,000 £165,000 £95,000
London Borough Prices Outer to Inner London Borough Average Price Annual Change Inner London Kensington & Chelsea £1,400,000 +1.2% Westminster £1,050,000 +0.8% Camden £850,000 +1.5% Islington £720,000 +1.8% Hackney £620,000 +2.2% Tower Hamlets £480,000 +2.5% Southwark £540,000 +2.0% Lambeth £550,000 +1.8% Mid London Richmond £850,000 +1.5% Wandsworth £680,000 +1.8% Hammersmith & Fulham £780,000 +1.2% Ealing £520,000 +2.0% Hounslow £450,000 +2.5% Greenwich £450,000 +2.8% Lewisham £450,000 +2.5% Outer London Bromley £480,000 +2.2% Croydon £420,000 +2.8% Sutton £450,000 +2.5% Bexley £395,000 +3.2% Havering £410,000 +3.0% Barking & Dagenham £340,000 +3.5%
House Prices by Property Type UK Average by Type Property Type Average Price % of Sales Detached £445,000 25% Semi-detached £285,000 28% Terraced £240,000 27% Flat/maisonette £230,000 20%
Regional Variation by Type Region Detached Semi Terraced Flat London £1,050,000 £620,000 £540,000 £420,000 South East £585,000 £375,000 £320,000 £240,000 South West £450,000 £295,000 £265,000 £210,000 East £495,000 £325,000 £285,000 £215,000 West Midlands £385,000 £235,000 £180,000 £145,000 East Midlands £365,000 £225,000 £170,000 £135,000 North West £345,000 £205,000 £155,000 £140,000 Yorkshire £320,000 £195,000 £145,000 £130,000 North East £270,000 £155,000 £115,000 £95,000 Wales £330,000 £195,000 £155,000 £135,000 Scotland £295,000 £180,000 £145,000 £125,000
Affordability Ratios House Price to Earnings Region Avg House Price Avg Salary Price/Income Ratio London £525,000 £44,370 11.8x South East £385,000 £38,500 10.0x East of England £340,000 £35,800 9.5x South West £320,000 £33,200 9.6x West Midlands £255,000 £33,500 7.6x East Midlands £245,000 £32,800 7.5x North West £225,000 £33,200 6.8x Yorkshire £210,000 £32,400 6.5x North East £165,000 £31,200 5.3x Wales £215,000 £31,500 6.8x Scotland £195,000 £33,000 5.9x N. Ireland £185,000 £30,800 6.0x UK £285,000 £39,039 7.3x
Income Needed to Buy Based on 4.5x mortgage, 10% deposit
House Price Income Needed Monthly Mortgage Payment £150,000 £30,000 £751 £200,000 £40,000 £1,001 £250,000 £50,000 £1,251 £300,000 £60,000 £1,501 £400,000 £80,000 £2,002 £500,000 £100,000 £2,502
Cheapest Places to Buy Towns Under £150,000 Average Town/Area Region Average Price Shildon County Durham £80,000 Ferryhill County Durham £90,000 Burnley Lancashire £120,000 Horden County Durham £85,000 Peterlee County Durham £95,000 Accrington Lancashire £125,000 Nelson Lancashire £115,000 Merthyr Tydfil Wales £130,000 Port Talbot Wales £135,000 Ebbw Vale Wales £125,000 Airdrie Scotland £135,000 Cumnock Scotland £95,000
Where £100,000 Gets You a House Location What £100,000 Buys County Durham 2-3 bed terraced Burnley 2-3 bed terraced Stoke-on-Trent 2 bed terraced Hull 2 bed terraced Bradford 2 bed terraced South Wales Valleys 2-3 bed terraced Central Scotland 1-2 bed flat
House Price Trends Historical UK Average Prices Year Average Price Annual Change 2016 £215,000 +7.2% 2017 £225,000 +4.7% 2018 £230,000 +2.2% 2019 £235,000 +2.2% 2020 £250,000 +6.4% 2021 £275,000 +10.0% 2022 £285,000 +3.6% 2023 £280,000 -1.8% 2024 £277,000 -1.1% 2025 £282,000 +1.8% 2026 £285,000 +2.8%
Decade of Growth by Region Region 2016 2026 10-Year Change London £475,000 £525,000 +11% South East £310,000 £385,000 +24% East £280,000 £340,000 +21% South West £240,000 £320,000 +33% West Midlands £185,000 £255,000 +38% East Midlands £175,000 £245,000 +40% North West £155,000 £225,000 +45% Yorkshire £150,000 £210,000 +40% North East £125,000 £165,000 +32% Wales £150,000 £215,000 +43% Scotland £145,000 £195,000 +34%
First-Time Buyer Statistics FTB Market 2026 Metric Value Number of FTB purchases 370,000 Average FTB property price £235,000 Average FTB deposit £35,000 (15%) Average FTB age 33 Average time saving 8 years % buying with help from family 52% Average family contribution £26,000
FTB Prices by Region Region FTB Average Deposit (15%) Income Needed London £420,000 £63,000 £79,000 South East £310,000 £46,500 £58,500 South West £260,000 £39,000 £49,000 East £280,000 £42,000 £53,000 West Midlands £210,000 £31,500 £39,500 East Midlands £200,000 £30,000 £38,000 North West £185,000 £27,750 £35,000 Yorkshire £175,000 £26,250 £33,000 North East £140,000 £21,000 £26,500 Wales £175,000 £26,250 £33,000 Scotland £165,000 £24,750 £31,000
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