Stamp duty isn’t uprated every April the way income tax allowances or benefits are. The rates stay the same until the government decides to change them, so the question for 2027/28 is whether anything has been announced.
What has been announced
When we last checked (29 September 2026), no change to the Stamp Duty Land Tax (SDLT) rates for England and Northern Ireland from April 2027 had been announced. The rates that apply now have been in force since 1 April 2025 and have no end date.
Changes to SDLT are usually announced at a Budget or fiscal event, and can take effect immediately or from a later date. In Scotland (LBTT) and Wales (LTT) the rates are set by the Scottish and Welsh governments, usually in their own budgets over the winter. We’ll update this page and our data when anything is announced.
The rates now
If nothing changes, a purchase completing in 2027/28 pays the rates in force today. They are set out in full, with first-time buyer relief and the surcharges, in stamp duty rates 2026/27. In short, for England and Northern Ireland:
| Portion of the price | Rate now |
|---|---|
| Up to £125,000 | 0% |
| Up to £250,000 | 2% |
| Up to £925,000 | 5% |
| Up to £1,500,000 | 10% |
| Above £1,500,000 | 12% |
Planning a purchase that completes after 5 April 2027
- The date that counts is usually completion. SDLT is charged at the rates in force on the effective date of the purchase, which for most home purchases is completion.
- Budget for today’s rates, and check again after the Budget. Use the stamp duty calculator with your price; if a change is announced, the announcement will say when it starts and whether contracts already exchanged are protected.
Related guides
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