Cost of Living in the UK by City: Compare Rent, Bills and Affordability

Cost of Living in Hull 2026 — Complete Guide

Hull is one of the UK's most affordable cities with rock-bottom rents and low property prices. Here's the complete 2026 guide to costs, housing, and the salary you need.

Hull sits on the north bank of the Humber estuary in East Yorkshire. It is one of England’s largest ports and has historically been one of the UK’s most deprived cities, though sustained investment has brought real improvements. For anyone focused on maximising financial value, Hull is one of the most compelling options in England.

Economy and Employment in Hull

Understanding the local employment market helps assess whether a salary offer in Hull makes sense in context.

Hull employment profile
Key sectors Energy, Food Manufacturing, Health
Key employers Siemens Gamesa, NHS, Cranswick, BP (offshore wind)
Graduate opportunities Available in healthcare, public sector and local industry
Remote working impact Growing number of professionals commuting to larger centres or working fully remote

Hull is primarily a energy, food manufacturing, health economy. This profile shapes salary expectations — roles in the dominant sectors typically pay well relative to local rents, while consumer-facing roles (hospitality, retail) align closely to the National Living Wage.

For those relocating to Hull for work, the relatively lower cost of living compared to London and the South East means that a salary of £28,000–£38,000 can provide a comfortable lifestyle — equivalent to £45,000–£55,000 in greater London in purchasing power terms.

See our Cost of Living in Leeds guide and our Cost of Living by City hub.

Hull Cost of Living Summary 2026

Category Single (monthly) Couple (monthly) Family (monthly)
Rent (average) £490–£700 £640–£870 £720–£970
Utilities £108–£158 £135–£185 £165–£225
Council Tax (Band D) ~£185 ~£185 ~£185
Transport £50–£220 £100–£330 £130–£380
Groceries £160–£235 £280–£375 £360–£495
Internet and mobile £38–£58 £48–£68 £58–£82
Entertainment £55–£115 £95–£195 £120–£245
Total (excl. rent) £596–£971 £833–£1,333 £968–£1,582
Total (incl. rent) £1,086–£1,671 £1,473–£2,203 £1,688–£2,552

Housing Costs in Hull

Rental Prices by Area (2026)

Area 1-bed flat 2-bed flat 3-bed house Character
City Centre / Old Town £580–£820 £730–£990 £870–£1,170 Regenerated waterfront
The Avenues £600–£840 £770–£1,040 £940–£1,260 Victorian, desirable
Pearson Park area £570–£800 £730–£990 £890–£1,190 Near park, popular
Newland Avenue £500–£720 £650–£880 £790–£1,050 Student area
Bransholme £380–£560 £490–£680 £590–£800 Most affordable estate
Orchard Park £360–£530 £460–£650 £560–£760 Very affordable

Buying in Hull

Area Average house price First-time buyer viable?
The Avenues / Pearson Park £130,000–£220,000 Very accessible
City Centre (flats) £60,000–£120,000 Outstanding value
Orchard Park / Bransholme £50,000–£100,000 Exceptional FTB value

What Salary Do You Need?

Lifestyle Annual salary (single person)
Minimum (own 1-bed flat) £18,000–£22,000
Comfortable (savings, social life) £22,000–£27,000
Good quality of life (car, holidays) £27,000–£34,000

On the National Living Wage (£12.21/hr = ~£22,800/year full-time), independent renting in Hull is genuinely achievable — a distinction very few UK cities can claim.

Hull vs Other Northern Cities

City 1-bed city centre Relative affordability
Hull £550–£780 Excellent
Bradford £550–£780 Similar
Sunderland £520–£750 Similar
Sheffield £700–£950 Moderate
Leeds £850–£1,150 Less affordable

See our Cost of Living in Bradford guide, Cost of Living in Leeds guide, and average UK salary guide.

Hull’s low property prices make it one of England’s best cities for first-time buyers. A modest two-bedroom terrace can be purchased for under £100,000 in many parts of the city — the kind of sum that would not reach a studio flat deposit in London or Bristol. For buyers with a 5–10% deposit, Hull offers genuine home ownership on average or below-average salaries.

Sources

  1. ONS — Private rental market statistics England
  2. Hull City Council