Terms of Use

Terms of Use for PocketWise — the conditions under which you may use pocketwise.co.uk, including intellectual property, liability disclaimer, and governing law.

· · 5 min read

Last updated: 14 May 2026

Please read these Terms of Use carefully before using pocketwise.co.uk. By accessing or using this website, you agree to be bound by these terms. If you do not agree, please stop using the site.

1. About PocketWise

PocketWise (“we”, “us”, “our”) is an online publication based in the United Kingdom, operating at pocketwise.co.uk. The site provides free personal finance guides, calculators, and tools for UK residents.

2. Use of This Website

2.1 Permitted Use

You may access and use pocketwise.co.uk for your own personal, non-commercial purposes. You may:

  • Browse, read, and print articles and guides for your personal reference
  • Share links to our content on social media or via email
  • Embed publicly available tools where we expressly permit this

2.2 Prohibited Use

You must not:

  • Copy, scrape, reproduce, or redistribute our articles, guides, or calculator logic in bulk or for commercial purposes without our prior written consent
  • Use automated tools, bots, or scrapers to extract content or data from the site at scale
  • Attempt to gain unauthorised access to any part of the website or its underlying systems
  • Use the site in any way that is unlawful, harmful, or fraudulent, or that could damage, disable, or impair the website’s availability
  • Post, transmit, or link to content that is abusive, defamatory, discriminatory, or infringes the rights of any third party

We reserve the right to block access to the website for users who violate these terms.

3. Intellectual Property

3.1 Our Content

All content published on pocketwise.co.uk — including articles, guides, calculator logic, tool designs, text, graphics, and site structure — is the intellectual property of PocketWise or its contributors, and is protected by copyright law.

You may quote short excerpts from our content for the purposes of commentary, criticism, or news reporting, provided you clearly attribute the source and link back to the original article on pocketwise.co.uk.

3.2 Third-Party Content and Data

Some content on this site incorporates publicly available data from sources including HMRC, GOV.UK, the Office for National Statistics (ONS), the Department for Work and Pensions (DWP), the Financial Conduct Authority (FCA), and the Bank of England. Such data remains the property of the respective organisations and is reproduced or referenced under open government licence terms or fair dealing provisions as applicable.

3.3 Trade Marks

The PocketWise name and logo are trade marks of PocketWise. You may not use them without our prior written permission.

4. Financial Information Disclaimer

4.1 Not Financial Advice

The content on pocketwise.co.uk is provided for educational and informational purposes only. It does not constitute, and must not be relied upon as, financial advice, tax advice, investment advice, or any other form of regulated advice.

PocketWise is not authorised or regulated by the Financial Conduct Authority (FCA). We do not provide personal recommendations or make any assessment of your individual financial circumstances.

4.2 Accuracy of Information

We take care to ensure our content is accurate and up to date, drawing on primary sources including HMRC, GOV.UK, DWP, and the FCA. However, UK tax rules, benefit rates, and financial regulations change regularly. We cannot guarantee that every figure or rule described on the site reflects the current position at the exact moment you read it.

You should always verify important figures directly with HMRC, GOV.UK, or a suitably qualified professional before acting on any information found on this site.

4.3 Seek Professional Advice

Before making significant financial decisions — including decisions about investments, pensions, mortgages, insurance, or tax — we strongly recommend consulting a qualified, FCA-regulated financial adviser. You can find a regulated adviser at Unbiased or access free government-backed guidance at MoneyHelper.

5. Limitation of Liability

To the fullest extent permitted by law, PocketWise shall not be liable for:

  • Any loss or damage arising from your use of, or reliance on, information published on this website
  • Any financial decisions made based on content found on pocketwise.co.uk
  • Any inaccuracy, error, or omission in our content, including where rates, thresholds, or rules have changed since publication
  • Any loss of data, revenue, or business arising from disruption to or unavailability of the website
  • The content, privacy practices, or actions of any third-party websites we link to

Nothing in these Terms of Use excludes or limits our liability for death or personal injury caused by our negligence, or for fraud or fraudulent misrepresentation, or any other liability that cannot be excluded by law.

6. User Conduct

By using this website, you agree not to:

  • Post or submit any content that is offensive, misleading, or illegal
  • Use contact forms or communication channels to send spam or unsolicited marketing
  • Attempt to impersonate PocketWise or any member of our team
  • Interfere with the proper working of the website

pocketwise.co.uk contains links to external websites operated by third parties, including comparison services, government websites, and financial tool providers. These links are provided for your convenience.

We have no control over the content or privacy practices of third-party websites and accept no responsibility for them. The inclusion of a link does not imply endorsement of the linked site or its operator. You access linked websites at your own risk and should review their own terms of use and privacy policies.

Some links on this site are affiliate links. For full details of how our affiliate relationships work, see our Advertising & Affiliate Disclosure.

8. Changes to These Terms

We may update these Terms of Use at any time. The “last updated” date at the top of this page will reflect when changes were made. Continued use of the website after changes are posted constitutes your acceptance of the revised terms.

9. Governing Law

These Terms of Use are governed by the laws of England and Wales. Any dispute arising from your use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Contact Us

If you have any questions about these Terms of Use, please contact us at:

Email: editorial@pocketwise.co.uk

We aim to respond to all queries within 3–5 business days.