Corrections

A log of significant corrections made to PocketWise content. We are committed to accuracy and transparency in all our UK personal finance guides.

· · 5 min read

Corrections Log

PocketWise is committed to accuracy. When we identify a significant error in published content — whether spotted internally or reported by a reader — we correct it immediately, add a notice to the affected article where appropriate, and log the correction here.

A correction is logged when we have published an incorrect figure, a materially misleading statement, or outdated information that could affect financial decisions. Minor formatting or phrasing updates are made silently.

If you spot an error on any PocketWise page, please contact us and we will investigate and correct it promptly.

2026 Corrections

October 2026

8 October 2026: how New Style ESA affects Universal Credit Affected page: Can you claim New Style ESA and Universal Credit? Error: The page said New Style ESA reduces Universal Credit by 55p for every £1, and that claiming both leaves you better off (by £186.32 or £284.50 a month in its examples). In fact Universal Credit counts New Style ESA as unearned income and reduces your payment by the full amount, so while you get Universal Credit, New Style ESA usually doesn’t add to your income. The 55p taper applies only to earnings from work. The page has been rewritten, with the reasons New Style ESA can still be worth claiming (it isn’t affected by savings or a partner’s work, and it earns National Insurance credits). Reported by a reader who works as a money adviser. Status: Corrected

September 2026

16 September 2026 — Employer NI, FSCS limit, dividend tax, Class 4 NI, and other stale figures across income/self-employment/mortgage/insurance pages Affected pages: Multiple pages across the self-employment, debt, mortgages, insurance, and credit cards sections, including IR35/umbrella/limited company guides, student loan threshold pages, and bank account guides. Error: A targeted accuracy sweep found several rates that had drifted out of date site-wide: employer National Insurance was still shown as 13.8% in several places (it rose to 15%, with the secondary threshold cut to £5,000, from 6 April 2025); dividend tax rates were still shown as 8.75%/33.75% in several places (they rose to 10.75%/35.75% from 6 April 2026); Class 4 NI was still shown as 9% in one comparison guide (it was cut to 6% from April 2024); the FSCS deposit protection limit was still shown as £85,000 in several places (it rose to £120,000 on 1 December 2025 — the separate £85,000 Authorised Push Payment fraud reimbursement cap is unaffected and remains correct); student loan repayment thresholds and Maternity Allowance/Child Benefit figures on some pages were one or more tax years out of date; the Section 455 director’s loan tax rate and HMRC official interest rate had not been updated for the 6 April 2026 changes (33.75% → 35.75%, and 2.25% → 3.75% respectively); and the full new State Pension figure was still shown as £221.20 or £230.25/week on at least one page rather than the current £241.30/week (2026/27, from 6 April 2026). Affected pages have been reviewed and updated, with dependent calculations recomputed. Status: Corrected

April 2026

14 April 2026 — National Insurance rates on take-home pay pages
Affected pages: All take-home pay pages (£25,000–£100,000)
Error: Several take-home pay pages were using the 2025/26 employee National Insurance rate of 8% without clearly stating this was being carried forward into 2026/27. Following the April 2026 start of the new tax year, all pages have been reviewed and updated to confirm the 2026/27 rate remains 8% (no change was made at the Spring Statement 2026). Take-home figures have been verified against HMRC’s tax and NI tables.
Status: Corrected

9 April 2026 — National Minimum Wage rates updated for April 2026
Affected pages: Minimum wage guide, minimum wage quick reference, related benefit entitlement pages
Error: On 1 April 2026, new National Living Wage and National Minimum Wage rates took effect. A small number of pages still showed the October 2025 uprated figures rather than the April 2026 rates. Pages have been reviewed and updated with the correct rates: National Living Wage (21+) £12.71/hour; 18-20 rate £10.85/hour; under 18 and apprentice rate £8.00/hour.
Status: Corrected (this entry itself originally stated the wrong figures — £12.21/£10.00/£7.55, which were the April 2025 rates, not April 2026. Fixed 16 September 2026 — see entry above.)

March 2026

25 March 2026 — Child Benefit rates for 2026/27
Affected pages: Child Benefit guide, High Income Child Benefit Charge guide
Error: The 2026/27 Child Benefit rates were confirmed following the Spring Statement but had not been updated on all relevant pages. The correct 2026/27 rates are: £27.05/week for the eldest/only child; £17.90/week for additional children. Pages have been updated.
Status: Corrected (this entry itself originally stated the wrong figures — £26.05/£17.25. Fixed 16 September 2026 — see entry above.)

14 March 2026 — State Pension amount 2026/27
Affected pages: State Pension amount guide, State Pension quick reference, State Pension complete guide
Error: Following the confirmation of the triple lock increase applying for 2026/27, the full new State Pension rate of £241.30 per week was updated across all relevant pages. (This entry originally gave £230.25, the 2025/26 rate, and several pages still showed it; corrected on 29 September 2026.) An earlier draft figure of £229.10 appeared briefly on the quick reference page before being corrected on the same day.
Status: Corrected (note: £230.25/week was the correct 2025/26 rate. The State Pension rose again to £241.30/week from 6 April 2026 under the same triple lock mechanism — this is the correct 2026/27 figure. See the 16 September 2026 entry above; pages found still showing £230.25 or older figures have been updated to £241.30.)

How We Handle Corrections

When an error is identified:

  1. The incorrect content is corrected immediately
  2. A visible correction notice is added to the top of the affected article where the error was material
  3. The correction is logged here with the date, nature of the error, and affected pages
  4. For errors reported by readers, we will confirm the correction by email where contact details were provided

We do not silently delete or rewrite content to conceal errors. Our commitment is to be transparent about mistakes while maintaining the highest possible accuracy in our guides.

For significant errors involving financial figures that could have led readers to make incorrect calculations, we will note the nature of the error, the correct information, and the corrected date.

Corrections older than 12 months are archived. This page shows the most recent 12 months of logged corrections.