Personal Independence Payment (PIP) provides financial support if you have a long-term health condition or disability that affects your daily life or mobility. Unlike some benefits, PIP isn’t means-tested — your income and savings don’t affect eligibility — and you can claim whether you’re working or not.
This comprehensive guide covers everything you need to know about claiming PIP: who qualifies, how much you could receive, what happens at the assessment, and how to challenge a decision if things go wrong.
What Is PIP?
PIP helps with the extra costs of living with a disability or long-term health condition. It’s paid in addition to other benefits and doesn’t affect your income tax.
PIP has two components:
| Component | Purpose | Monthly Rates (2026/27) |
|---|---|---|
| Daily Living | Help with everyday activities | £72.65 – £108.55 |
| Mobility | Help getting around | £28.70 – £75.75 |
You can receive one or both components, depending on how your condition affects you. Each component has two rates: standard and enhanced.
PIP Replaced DLA for Adults
If you’re 16-64 and were previously receiving Disability Living Allowance (DLA), you’ve likely been moved to PIP. New adult claims must be for PIP — DLA is now only for children under 16.
PIP Rates 2026/27
Daily Living Component
| Award Level | Weekly Rate | Monthly Equivalent | Points Needed |
|---|---|---|---|
| Standard | £72.65 | £314.82 | 8-11 points |
| Enhanced | £108.55 | £470.38 | 12+ points |
Mobility Component
| Award Level | Weekly Rate | Monthly Equivalent | Points Needed |
|---|---|---|---|
| Standard | £28.70 | £124.37 | 8-11 points |
| Enhanced | £75.75 | £328.25 | 12+ points |
Maximum Total PIP Payment
If you qualify for both enhanced rates:
- Weekly: £184.30
- Monthly: £798.63
- Annual: £9,583.60
Who Can Claim PIP?
Basic Eligibility
| Requirement | Details |
|---|---|
| Age | 16 to State Pension age (currently 66) |
| Condition duration | Must have lasted (or be expected to last) at least 3 months and continue for at least 9 more months |
| Living in UK | Must have lived in UK for at least 2 of the last 3 years |
| Residency | Must be in England, Wales, or Scotland (Northern Ireland has similar but separate system) |
Conditions That Qualify
PIP is based on how your condition affects you, not the diagnosis itself. Any physical or mental health condition can qualify if it limits your ability to carry out daily activities or get around.
Common conditions include:
- Mental health conditions (anxiety, depression, bipolar, schizophrenia)
- Autism and ADHD
- Chronic pain conditions (fibromyalgia, arthritis, back problems)
- Neurological conditions (MS, Parkinson’s, epilepsy)
- Chronic fatigue syndrome/ME
- Diabetes
- Heart and lung conditions
- Sensory impairments (sight loss, hearing loss)
The key question: How does your condition affect your ability to do things — not what the condition is called.
How PIP Is Assessed: Points System
PIP uses a points-based system across activities. You’re assessed on how you manage each activity, considering:
- Whether you can do it safely
- Whether you can do it reliably (to an acceptable standard, repeatedly, in a reasonable time)
- Whether you need aids, appliances, or another person’s help
Daily Living Activities (10 Activities)
| Activity | Maximum Points |
|---|---|
| 1. Preparing food | 8 |
| 2. Taking nutrition | 10 |
| 3. Managing therapy or health condition | 8 |
| 4. Washing and bathing | 8 |
| 5. Managing toilet needs | 8 |
| 6. Dressing and undressing | 8 |
| 7. Communicating verbally | 12 |
| 8. Reading and understanding signs, symbols, words | 8 |
| 9. Engaging with other people face to face | 8 |
| 10. Making budgeting decisions | 6 |
Mobility Activities (2 Activities)
| Activity | Maximum Points |
|---|---|
| 1. Planning and following journeys | 12 |
| 2. Moving around | 12 |
How Points Add Up
Points from all relevant activities are totalled separately for daily living and mobility:
| Total Points | Award Level |
|---|---|
| 0-7 points | No award for that component |
| 8-11 points | Standard rate |
| 12+ points | Enhanced rate |
Important: You don’t need high scores across many activities. Even scoring well on just one or two activities might be enough to qualify. For example, needing help with just communication (up to 12 points) could qualify you for enhanced daily living.
The PIP Claim Process
Step 1: Make a Claim
Call the PIP claim line: 0800 917 2222
You can’t apply online. During the call, you’ll give basic information and receive a “How your disability affects you” form (PIP2) within 2 weeks.
Step 2: Complete the PIP2 Form
This is the most important part of your claim. The form asks about each daily living and mobility activity.
Tips for completing the form:
| Do | Don’t |
|---|---|
| Describe your worst days, not your best | Minimise your difficulties |
| Be specific about what happens | Say “I can’t” without explaining why |
| Explain the help you need, even if you don’t currently get it | Focus only on help you currently receive |
| Mention pain, fatigue, and how long things take | Assume they understand your condition |
| Include fluctuating symptoms | Only describe average days |
Send the form back within 4 weeks (extensions possible if needed). Include supporting evidence.
Step 3: Gather Evidence
Strong evidence significantly improves your chances. Useful documents include:
| Evidence Type | Examples |
|---|---|
| Medical | GP letters, consultant reports, care plans |
| Professional | OT assessments, social worker reports, physiotherapy notes |
| Prescriptions | Current medication list (shows ongoing treatment) |
| Supporting statements | Letters from carers, family, support workers describing what help you need |
Request evidence early — GPs and consultants often take weeks to respond.
Step 4: Attend a PIP Assessment
Most claimants are invited to a face-to-face or telephone assessment with a health professional (usually a nurse, occupational therapist, or physiotherapist). The assessment typically lasts 45-90 minutes.
What to expect:
- Questions about each daily living and mobility activity
- How your condition varies day to day
- What medication you take and its side effects
- Any aids or appliances you use
- Physical observations (posture, communication ability, mobility)
Assessment tips:
| Do | Don’t |
|---|---|
| Take someone with you for support | Go alone if anxious |
| Answer honestly about your difficulties | Exaggerate — inconsistencies damage your case |
| Describe your worst days | Only describe good days |
| Explain if you struggle during the assessment | Hide your difficulties out of pride |
| Ask for breaks if needed | Push through if you’re in pain or fatigued |
| Request home assessment if you can’t travel | Assume you must attend a centre |
Step 5: Decision
You’ll receive a decision letter within a few weeks of the assessment. This explains:
- Whether you’ve been awarded PIP
- Which components and rates (if successful)
- How long the award lasts
- How to challenge the decision (if unsuccessful)
If Your Claim Is Refused
Many initial PIP decisions are wrong. Success rates at tribunal are high — around 70% of appeals succeed. Don’t give up if you’re refused.
Mandatory Reconsideration
You must request a “Mandatory Reconsideration” (MR) within one month of the decision letter. Call the PIP helpline or write to DWP explaining why you disagree.
Include:
- What you think the decision got wrong
- Any new evidence supporting your case
- Which activities and descriptors you believe apply
DWP will look at your claim again and send a new decision.
Tribunal Appeal
If the mandatory reconsideration upholds the refusal, you can appeal to an independent tribunal within one month of the MR decision.
The tribunal includes a judge, doctor, and disability expert. They’ll:
- Review all your evidence
- Ask questions about how your condition affects you
- Make an independent decision (which can increase, decrease, or uphold the DWP’s award)
Key facts:
- Tribunals are less formal than courts
- You can bring a support person
- DWP doesn’t usually attend
- Free appeals — no cost risk
- Welfare rights advisors (Citizens Advice, disability charities) often provide free representation
Living with a PIP Award
Award Reviews
PIP awards are usually time-limited (1-10 years depending on your condition). Before your award ends, DWP sends a review form to reassess your circumstances.
You may also be selected for a random “award review” during your claim period.
Tips for reviews:
- Keep copies of all evidence you submit
- Update DWP of any changes to your condition
- Treat reviews as carefully as original claims — don’t assume renewal is automatic
Changes to Your Condition
Report any changes that might affect your award:
- Condition improves significantly (legally required)
- Condition worsens (you can request a review to increase your award)
- You move to a new address
What You Can Spend PIP On
PIP is paid to you directly and you can spend it on anything. Many people use it for:
- Taxis and transport costs
- Help with household tasks
- Mobility aids
- Heating (health conditions often need warmer homes)
- Pre-prepared food
- Support services
Other Benefits Affected by PIP
Having PIP can increase or unlock other benefits:
| Benefit | Effect of PIP |
|---|---|
| Universal Credit | Extra payment for limited capability for work |
| Carer’s Allowance | Someone caring for you 35+ hours/week may claim |
| Motability | Enhanced mobility rate gives access to Motability scheme |
| Blue Badge | Enhanced mobility rate usually qualifies automatically |
| Council Tax Reduction | May increase reduction |
| Pension Credit | May increase entitlement |
Motability Scheme
If you receive enhanced rate mobility, you can use the Motability scheme to lease a car, scooter, or powered wheelchair in exchange for your mobility payment.
The scheme includes:
- Insurance, servicing, breakdown cover, and tyres
- Adaptations if needed
- Replacement vehicle every 3-5 years
Common Questions
How much is PIP per month?
PIP ranges from £72.65/week (standard daily living only) to £184.30/week (both enhanced rates). Monthly equivalents: £314.82 to £798.63. You may receive one or both components.
Can I receive PIP while working?
Yes. PIP is not means-tested and doesn’t depend on your employment status. Many people receive PIP while working full-time.
How long does a PIP claim take?
Usually 3-5 months from initial phone call to decision. Complex cases or appeals take longer. DWP aims to process new claims within 14 weeks.
What conditions automatically qualify for PIP?
No conditions automatically qualify. PIP is assessed based on how your condition affects you, not the diagnosis. However, terminal illness with less than 12 months life expectancy triggers a fast-track “special rules” claim.
What’s the difference between PIP and DLA?
PIP replaced DLA for adults aged 16-64. DLA now only applies to children under 16. PIP uses a different assessment process focused on daily living and mobility activities. DLA recipients are being migrated to PIP.
How many points do I need for PIP?
You need 8 points for the standard rate or 12 points for the enhanced rate. Points are calculated separately for daily living and mobility components.
Related Guides
PIP Basics
- PIP Complete Guide — Detailed overview
- PIP Guide — Getting started
- PIP Eligibility Guide — Who can claim
- DLA to PIP Transition Guide — Moving from DLA
- PIP vs DLA Comparison — Key differences
PIP Rates and Payments
- PIP Daily Living Rates 2026 — Current daily living amounts
- PIP Mobility Component Rates 2026 — Current mobility amounts
- PIP Backdating Rules — Getting paid for past periods
The Assessment Process
- PIP Assessment Tips — Prepare for your assessment
- PIP Home Assessment Guide — Assessment at home
- Daily Living Descriptors Guide — How activities are scored
- PIP Evidence Requirements — What evidence to submit
Specific Conditions
- PIP Assessment Tips for Anxiety and Depression — Mental health conditions
- PIP Assessment for Hidden Conditions — Invisible disabilities
- PIP for Autism (Adults) — Autism-specific guidance
- PIP for Arthritis — Joint conditions
- PIP for Back Problems — Chronic pain
- PIP for Chronic Fatigue/ME — Fatigue conditions
- PIP for Diabetes — Diabetes-related claims
Challenging Decisions
- PIP Mandatory Reconsideration Guide — First step to appeal
- PIP Tribunal Guide — Taking it to tribunal
Reviews and Ongoing Claims
- PIP Review: What to Expect — Dealing with reviews
- PIP and Driving Rules — Mobility and driving