Income & Employment Guides UK — Maximise Your Earnings
Apprenticeship Pay and Rights Guide UK
Apprenticeship pay rates for 2026, your employment rights, training entitlements, holiday, and what to do if your employer isn't following the rules.
Apprenticeships are paid jobs with training — and you have real employment rights from day one. Here’s what you’re entitled to.
Apprentice Pay Rates (2025/26)
| Category |
Hourly rate |
| Apprentice rate (under 19, or first year of apprenticeship at any age) |
£7.55 |
| Aged 19–20 (after first year) |
£10.00 |
| Aged 21+ (after first year) |
£12.21 |
| National Living Wage (21+, after first year) |
£12.21 |
What This Means in Practice
| Scenario |
Hourly rate |
Weekly (37.5 hrs) |
Monthly |
Annual (gross) |
| 17-year-old, year 1 |
£7.55 |
£283.13 |
£1,227 |
£14,724 |
| 20-year-old, year 2 |
£10.00 |
£375.00 |
£1,625 |
£19,500 |
| 22-year-old, year 2 |
£12.21 |
£457.88 |
£1,984 |
£23,814 |
Many employers pay above the minimum — especially in sectors like IT, engineering, and finance where apprentice salaries of £15,000–£25,000+ are common.
Your Employment Rights
| Right |
Detail |
| Minimum wage |
At least the apprentice rate (or age-appropriate NMW after year 1) |
| Paid holiday |
5.6 weeks (28 days) per year — same as any employee |
| Rest breaks |
20 minutes after 6 hours, 11 hours between shifts |
| Sick pay |
SSP if eligible (£116.75/week, earnings threshold £123/week) |
| Working time limits |
Max 48 hours/week (unless you opt out) — 40 hours max if under 18 |
| Pension auto-enrolment |
If eligible (22+, earning £10,000+/year) |
| Protection from discrimination |
Full legal protection from day one |
| Written statement of terms |
Your employer must provide one from day one |
| Training time |
At least 20% off-the-job training during paid hours |
| Health and safety |
Same protections as any worker |
| Rule |
Detail |
| Maximum hours |
40 hours per week, 8 hours per day |
| Night work |
Prohibited (10pm–6am in most cases, or 11pm–7am for some sectors) |
| Rest breaks |
30 minutes after 4.5 hours (vs 20 minutes after 6 hours for adults) |
| Weekly rest |
2 consecutive days off per week (vs 1 day for adults) |
Training Entitlements
| Requirement |
Detail |
| Off-the-job training |
At least 20% of paid working hours |
| What counts |
College, training provider sessions, online learning, mentoring, practical training, studying |
| What doesn’t count |
Normal work duties, training done in your own time |
| Who provides it |
Training provider (college, university, or private provider) |
| Cost to you |
£0 — the employer and government fund the training |
| Qualification |
You’ll work toward a recognised qualification (Level 2–7) |
Apprenticeship Levels
| Level |
Equivalent to |
Examples |
| Level 2 (Intermediate) |
GCSEs |
Customer service, business admin |
| Level 3 (Advanced) |
A-levels |
Accounting, laboratory technician |
| Level 4 (Higher) |
Foundation degree |
Professional accounting, cyber security |
| Level 5 (Higher) |
Foundation degree |
Operational/departmental manager |
| Level 6 (Degree) |
Bachelor’s degree |
Digital technology, chartered surveyor |
| Level 7 (Master’s) |
Master’s degree |
Senior leader, solicitor |
Apprenticeship Agreement
| Element |
What it should cover |
| Start and expected end date |
Duration of the apprenticeship |
| Training to be provided |
What qualification you’ll achieve |
| Working hours |
Including training time |
| Pay |
Rate and how it’s paid |
| Holiday entitlement |
At least 28 days |
| Conditions for early termination |
What happens if things go wrong |
Common Problems and Solutions
| Problem |
Solution |
| Paid below minimum wage |
Contact HMRC: 0300 123 1100 — your employer can be fined and must repay you |
| No training/not enough training time |
Raise with your training provider and employer. Contact ESFA (Education and Skills Funding Agency) |
| Being used as cheap labour |
If you’re just doing the same work as regular employees with no training, raise a complaint |
| No written agreement |
You’re entitled to one from day one — request it in writing |
| Holiday refused |
You have the same rights as any employee — contact ACAS |
| Dismissed unfairly |
Contact ACAS for early conciliation. Apprentices may have enhanced dismissal protections |
| Bullying or discrimination |
Report to manager/HR, then ACAS if not resolved |
Financial Tips for Apprentices
| Tip |
Detail |
| Check your payslip |
Make sure you’re being paid correctly for all hours including training time |
| Open a free bank account |
Many banks offer young person/student accounts |
| NUS Apprentice Extra card |
Discounts on shopping, food, and entertainment |
| Council tax exemption |
You MAY be exempt if on an approved apprenticeship scheme and earning under a threshold |
| Travel costs |
Check with your employer — many contribute to travel costs for college days |
| Student loan |
Apprentices don’t take out student loans — your training is funded |
| Build savings |
Even small amounts — £50/month adds up quickly |
| Claim tax relief |
If you buy tools, equipment, or professional subscriptions for work |
Useful Links