Benefits & Support

Child Benefit After Age 16 — Rules for Older Children

When Child Benefit continues past age 16 in 2026. Covers education and training rules, when payments stop, approved courses, and how to keep your claim going.

Benefits information is based on current DWP and HMRC rules. Entitlements depend on your personal circumstances. For free personalised help, contact Citizens Advice or call the Universal Credit helpline on 0800 328 5644.

Child Benefit doesn’t automatically stop at 16 — it can continue until your child turns 20 if they stay in qualifying education or training. Here’s how the rules work.

When Child Benefit Continues Past 16

Situation After 16th Birthday Child Benefit Continues?
Full-time non-advanced education (A-levels, BTECs) Yes — until 20
Approved unwaged training Yes — until 20
Part-time work alongside qualifying education Yes — if under 24 hours/week
Full-time work (no education) No
University/advanced education No
Not in education, employment, or training (NEET) No (stops at next terminal date)
Apprenticeship No (employer-funded training)

Qualifying Education

Child Benefit continues for non-advanced education including:

Qualification Qualifies?
GCSEs (resits) Yes
A-levels / AS-levels Yes
Scottish Highers / Advanced Highers Yes
International Baccalaureate Yes
BTECs (Level 3 and below) Yes
NVQs (Level 3 and below) Yes
T-Levels Yes
City & Guilds (non-degree) Yes
Foundation degree No — this is advanced education
HNC / HND No
Degree No

What Counts as Full-Time

The course must be full-time — usually defined as more than 12 hours per week of supervised study. This includes:

  • Classroom teaching
  • Supervised practical work
  • Examinations
  • Tutorials

It does not include:

  • Homework or private study
  • Lunch breaks
  • Travel time

Approved Training

Child Benefit also continues if your child is on an approved, unwaged training programme, such as:

  • Government-funded training schemes
  • Traineeships
  • Foundation Learning programmes
  • Prince’s Trust courses

Apprenticeships do not qualify because the young person receives a wage from their employer.

The 24-Hour Work Rule

Your child can work part-time alongside their studies without affecting Child Benefit, but:

Working Hours Effect on Child Benefit
Under 24 hours per week No effect — Child Benefit continues
24+ hours per week Child Benefit stops

The 24-hour limit counts paid employment only, not voluntary work.

Terminal Dates

When a child leaves qualifying education or training, Child Benefit doesn’t stop immediately. It continues until the next terminal date:

Terminal Date When It Applies
Last day of February For children leaving between 1 September and last day of February
31 May For children leaving between 1 March and 31 May
31 August For children leaving between 1 June and 31 August
30 November For children leaving between 1 September and 30 November

Example

Your child finishes A-levels in June 2026 and doesn’t continue to university or further training. Child Benefit continues until 31 August 2026 (the next terminal date after June).

Gap Years

If your child takes a gap year between completing A-levels and starting a new qualifying course:

  • Child Benefit continues if they’re enrolled on a course starting the following academic year AND the gap is less than the period between the end of one course and the start of the next
  • Child Benefit stops if they abandon education entirely

Tip: Make sure your child is enrolled on (accepted to) their next course before the gap begins, and inform HMRC.

What You Need to Do

When Your Child Turns 16

HMRC contacts you before your child’s 16th birthday to ask about their education plans. You need to:

  1. Complete the form HMRC sends you
  2. Confirm whether your child is staying in education/training
  3. Provide details of the course and institution
  4. Return the form by the deadline

If Their Plans Change

Report changes through your Personal Tax Account or by calling HMRC’s Child Benefit helpline:

  • If they start a new qualifying course — inform HMRC to restart payments
  • If they leave education to work — payments stop at next terminal date
  • If they change from qualifying to non-qualifying education — inform HMRC

Effect on Other Benefits

Child Benefit for 16-19 year olds in education also affects:

Benefit Effect
Universal Credit Child remains in your UC claim while you receive Child Benefit for them
Council Tax Child doesn’t count for council tax purposes (students are disregarded)
Housing Benefit/UC housing Bedroom still counts for the child
Free school meals Available through 16-18 education providers

Sources

  1. GOV.UK — Child Benefit
  2. HMRC — High Income Child Benefit Charge