Benefits & Support

Funeral Support Payment Scotland — How to Claim in 2026

Complete guide to Funeral Support Payment in Scotland for 2026. Covers eligibility, how much you get, what's covered, how to claim through Social Security Scotland, and differences from the English Funeral Expenses Payment.

Benefits information is based on current DWP and HMRC rules. Entitlements depend on your personal circumstances. For free personalised help, contact Citizens Advice or call the Universal Credit helpline on 0800 328 5644.

Funeral Support Payment is a Scottish benefit that helps with funeral costs. It’s administered by Social Security Scotland and is more generous than the equivalent DWP scheme available elsewhere in the UK.

What Funeral Support Payment Covers

Component What’s Included
Burial or cremation fees Cemetery/crematorium charges, lair purchase
Fixed payment £1,225 (2026-27) for other funeral costs
Transport costs Reasonable transport of the coffin within the UK
Documentation Death certificate costs, medical certificates
Religious/cultural needs Reasonable costs for religious requirements
Memorial costs Not covered
Catering/flowers Not covered (use the £1,225 fixed payment)

Eligibility

Who Can Claim

You must:

  • Live in Scotland at the time of application
  • Be responsible for arranging the funeral (the ‘responsible person’)
  • Receive a qualifying benefit (you or your partner)

Qualifying Benefits

Benefit Qualifies?
Universal Credit Yes
Pension Credit Yes
Housing Benefit Yes
Child Tax Credit Yes
Working Tax Credit (with disability element) Yes
Income-based JSA Yes
Income-related ESA Yes
Income Support Yes
Scottish Child Payment No (on its own)
PIP/DLA/ADP No (on their own, but if you also receive a qualifying benefit, yes)

The Responsible Person

Social Security Scotland considers who is the most appropriate person to take responsibility for the funeral. The priority order is:

  1. The deceased’s partner
  2. The deceased’s child or parent
  3. A close relative
  4. A close friend

If there’s a dispute about who is responsible, Social Security Scotland will decide.

How Much You Get

Breakdown

Payment Type Amount
Burial plot purchase or cremation fee Actual cost (paid directly or reimbursed)
Fixed payment for other expenses £1,225
Transport of the deceased Reasonable costs
Documentation costs Actual costs

Compared to England’s Funeral Expenses Payment

Feature Funeral Support Payment (Scotland) Funeral Expenses Payment (England/Wales)
Fixed amount for extras £1,225 £1,000
Application window 6 months 3 months
Administered by Social Security Scotland DWP
Application method Phone, post, or online Phone or post
Decision time Typically faster Often slower

How to Apply

Before the Funeral

You can apply before the funeral takes place — you don’t need to wait until after.

Application Methods

Method Details
Phone 0800 182 2222 (free, Mon-Fri 8am-6pm)
Online mygov.scot
Post Download form from mygov.scot and post to Social Security Scotland

What You Need

  • Details about the person who died (name, date of death, date of birth)
  • Your National Insurance number
  • Details of the funeral or planned funeral
  • Information about the deceased’s estate (savings, property, insurance policies)
  • Funeral director’s invoice or estimate (if available)
  • Your bank details for payment

Recovery From the Estate

Funeral Support Payment may be recovered from the deceased’s estate:

Estate Value Recovery
No estate / small estate No recovery — you keep the full payment
Estate has assets Social Security Scotland may recover up to the FSP amount
Pre-paid funeral plan FSP covers the gap if the plan doesn’t cover full costs
Life insurance Life insurance payouts form part of the estate

Social Security Scotland will investigate the deceased’s estate. If there are assets, they may recover some or all of the payment. This is a debt on the estate, not on you personally.

Decisions and Reviews

If your application is refused or you disagree with the amount:

Step Timeframe
Request a redetermination Within 31 days of the decision
Social Security Scotland reviews Within 16 working days
Appeal to First-tier Tribunal Within 31 days of redetermination decision

Sources

  1. GOV.UK — Funeral Expenses Payment
  2. Social Security Scotland