Benefits & Support

Free TV Licence With Pension Credit — Am I Eligible?

How to get a free TV licence with Pension Credit in 2026. Covers the age 75+ rule, how Pension Credit qualifies you, how to apply, and what happens if your partner claims.

Benefits information is based on current DWP and HMRC rules. Entitlements depend on your personal circumstances. For free personalised help, contact Citizens Advice or call the Universal Credit helpline on 0800 328 5644.

If you’re 75 or over and receive Pension Credit, you’re entitled to a free TV licence worth £169.50/year. Here’s how to claim it.

Eligibility

Requirement Detail
Age Must be 75 or over
Pension Credit Must receive any amount of Pension Credit (Guarantee or Savings Credit)
Residency Must live in the UK
One per household The free licence covers the whole household

Who Qualifies

Situation Free Licence?
Aged 75+, on Pension Credit Yes
Aged 75+, not on Pension Credit No — full price (£169.50)
Under 75, on Pension Credit No
Aged 75+, partner on Pension Credit (couple claim) Yes — both qualify under the couple claim
Living in residential care, 75+ Reduced rate (£7.50 for Accommodation for Residential Care licence)

How Much You Save

TV Licence Type Annual Cost With PC (75+)
Colour TV licence £169.50 Free
Black and white TV licence £57.00 Free
Care home licence £7.50 Free

How to Apply

By Phone

  • Number: 0300 790 6117
  • Hours: Monday to Friday, 8:30am to 6:30pm; Saturday 8:30am to 1pm
  • What you need: Name, address, date of birth, National Insurance number

Online

  • Visit tvlicensing.co.uk
  • Navigate to the over-75s free licence section
  • Enter your details
  • TV Licensing verifies your Pension Credit with DWP automatically

By Post

Write to TV Licensing at the address on your licence renewal letter with:

  • Your name, address, and date of birth
  • Your National Insurance number
  • A statement that you receive Pension Credit

Timing

Situation What to Do
Already 75+ and just claimed Pension Credit Apply immediately — free licence from the date you became eligible
Turning 75 soon Apply before your current licence expires
Already paid for this year Get a refund for remaining months
Licence in your partner’s name Either of you can apply if you qualify

Refunds

If you’ve already paid for a full-year licence and then qualify for a free one:

  • TV Licensing will refund the unused portion
  • Refunds are usually processed within a few weeks
  • You can receive a cheque or bank credit

Renewal

Feature Detail
Annual renewal Required — free licence lasts one year
Automatic renewal TV Licensing checks Pension Credit status annually
If you stop getting PC You’ll be charged for the next licence period
Notification TV Licensing contacts you before each renewal

If You Don’t Qualify

If you’re 75+ but not on Pension Credit:

  1. Check if you could claim Pension Credit — Many eligible pensioners don’t claim. Even a small Pension Credit award gives you a free licence
  2. The “near miss” check — If your income is just above the Pension Credit threshold, check for deductions that could bring it below (mortgage interest, disability costs)
  3. Payment plans — TV Licensing offers monthly payment plans for those who must pay

Worth Claiming Pension Credit?

Value Annual
Free TV licence £169.50
Council Tax Reduction (if qualifying) Up to £2,100+
Warm Home Discount £150
Cold Weather Payments Variable
NHS benefits Variable
Potential total value of PC passport £2,500-£5,000+

Even a £1/week Pension Credit entitlement unlocks all of these passport benefits.

Residential Care Homes

If you live in residential care:

Licence Type Cost
Standard ARC (Accommodation for Residential Care) £7.50/year
With Pension Credit, aged 75+ Free

The ARC licence covers one room in a care or residential home.

Sources

  1. GOV.UK — Pension Credit